Assessment

Once the service agreement has been signed, we can get started right away. We map out your personal situation, financial position and housing goals to ensure our advice is fully tailored to you.

Creating your client and risk profile

To provide advice that truly fits your situation, we first take a closer look at who you are and what you want to achieve. This step forms the foundation of the entire advice process.

By creating a clear client and risk profile, we gain insight into your financial position, personal goals and any risks that may play a role now or in the future. This allows us to offer advice that is both responsible and tailored to you—especially important when navigating the Dutch housing market as an expat.

What we take into account

When building your profile, we look at:

Your goals, wishes and future plans
Your financial position, including income, pension arrangements, savings and any existing financial commitments
Your knowledge and experience with financial products such as mortgages
Your current living situation and personal circumstances

Why this step matters

A well-defined client and risk profile ensures that the mortgage and related advice we provide truly matches your situation. It also helps prevent surprises later in the process and gives you clarity and confidence when making important financial decisions.