About us

About Hypotheeknodig.nl

Hypotheeknodig.nl is a young and dynamic advisory firm specialising in mortgages, insurance and real estate. Founded in 2020, we help individuals, families and expats make confident financial decisions with advice that is honest, transparent and always focused on your best interests.

What sets us apart is our broad expertise. Because we are active across multiple areas of financial services, we have the knowledge and experience to guide you through every important step—from buying or selling a home to arranging the right mortgage and insurance.


Independent advice you can trust

We work with almost all mortgage lenders in the Netherlands, giving you access to a wide range of options and competitive rates. This independence allows us to compare lenders, conditions and structures objectively, so you can be sure the advice you receive truly fits your situation.

Especially for expats, this makes a real difference. We explain Dutch rules, tax implications and mortgage structures clearly, so there are no surprises later on.


A strong network, smooth process

In addition to our lender network, we work closely with a carefully selected group of accountants, valuers and notaries. Thanks to long-standing partnerships, we ensure a fast, reliable and well-coordinated process—always at a fair and transparent rate.

That means less stress for you and a smoother journey from start to finish.


Personal, involved and professional

Our clients appreciate our personal approach, high service level and clear communication. We are closely involved throughout the entire process and remain available even after everything is arranged.

We combine competitive pricing with uncompromising quality. Whether you’re selling your home, financing your dream property or looking for guidance on other financial matters, you can count on dedicated support and expert advice.


Ready to explore your options?

Curious about what we can do for your personal situation?
Schedule a free and no-obligation introductory consultation and discover how we can help you move forward with confidence.

Our Team

Pepijn Kortmann

Pepijn Kortmann


Financial Advisor & Real Estate Agent
pepijn@hypotheeknodig.nl

Isabelle Penning

Isabelle Penning


Insurance Advisor & Real Estate Agent
isabelle@hypotheeknodig.nl

Jax

Jax


Chief Happiness Officer

NEWS AND TIPS

Dutch home prices rise above €500,000 for the first time
23.01.2025

Dutch home prices rise above €500,000 for the first time

READ MORE
NHG mortgage limit increased to €470,000
23.01.2025

NHG mortgage limit increased to €470,000

READ MORE
Mortgage rules at a glance: what changes for you in 2026?
23.01.2025

Mortgage rules at a glance: what changes for you in 2026?

READ MORE

What clients say about us

Curious about who has gone before you in their search for a financial advisor? Then check out the reviews below!