Building your future together

Hypotheeknodig.nl is a young and dynamic one-stop shop for mortgages, insurance and real estate services in the Netherlands. We specialise in helping expats and internationals navigate the Dutch housing market with clear, independent and personalised advice.

Whether you are buying your first home in the Netherlands, refinancing your mortgage, arranging insurance, or looking for professional real estate support, our experienced advisors guide you through every step of the process — all under one roof.

We are happy to offer a free, no-obligation consultation to discuss your options and answer your questions in clear English.

Request your free mortgage consultation today or explore our services for expats in the Netherlands

Request a free consultation




We compare 50+ lenders on interest rates and terms.

Calculate your

maximum mortgage

Calculate your

Home Equity

Your trust,
our guarantees

Responsible borrowing

Independent advice

Competitive rates

About Us

Hypotheeknodig.nl is a young and dynamic company specialising in mortgages, insurance and real estate services in the Netherlands. Founded in 2020, we are an independent intermediary for anyone seeking honest, transparent and reliable financial advice, with your best interests always at the heart of what we do.

As a one-stop shop for financial and property advice, we combine in-depth expertise across multiple disciplines. This enables us to confidently support you in all major financial decisions — from buying a home and arranging a mortgage to insurance and professional real estate guidance in the Netherlands.

👉 Read more about our approach and expertise

About Hypotheek Nodig.nl

Schedule an appointment with one of our colleagues!

Insurance

At Hypotheeknodig.nl, we offer clear and reliable insurance solutions in the Netherlands, alongside our mortgage and real estate services.

We work with trusted insurers, including NH1816, named the best non-life insurance provider in the Netherlands for the 16th consecutive year.

Our advisors help you choose the right coverage, tailored to your personal situation.

👉 Discover our insurance solutions or get personal insurance advice today

Hypotheeknodig.nl

What clients say about us

Curious about who has gone before you in their search for a financial advisor? Then check out the reviews below!

Veelgestelde vragen

Your maximum mortgage in the Netherlands is based on factors such as your income, current mortgage interest rates, and any existing financial obligations, including personal or student loans.

Because calculating your maximum mortgage is complex and depends on your personal situation, we recommend booking a free, no-obligation mortgage consultation with one of our experienced mortgage advisors. This will give you a clear and accurate estimate of how much you can borrow in the Netherlands.

 

👉 Schedule your free mortgage consultation today

In many cases, it is possible to release the equity in your home for purposes such as a renovation, income supplementation, or other flexible spending goals.

If you are interested in exploring your options, do not hesitate to contact us for a free, no-obligation consultation, tailored specifically to your personal wishes and financial situation.

 

👉 Contact us to explore your home equity options

Yes, it is possible to get a mortgage in the Netherlands without a permanent contract.
Even with a temporary contract of six months, you may qualify for a mortgage if your employer provides an intention statement confirming continued employment.

Want to know if this applies to you?

 


👉 Contact us for a free, no-obligation mortgage consultation

NEWS AND TIPS

Dutch home prices rise above €500,000 for the first time
23.01.2025

Dutch home prices rise above €500,000 for the first time

READ MORE
NHG mortgage limit increased to €470,000
23.01.2025

NHG mortgage limit increased to €470,000

READ MORE
Mortgage rules at a glance: what changes for you in 2026?
23.01.2025

Mortgage rules at a glance: what changes for you in 2026?

READ MORE